Charity or Disaster Scams

Scammers capitalize on people's desire to help others in need, particularly after natural disasters, pandemics, or other tragic events. They create fake identities, highly emotional appeals, and use high-pressure tactics to extract "donations."

Common types of disaster scams:

• Fake charities: Soliciting donations for non-existent or fraudulent causes using names similar to reputable organizations.
• Contractor fraud: Unlicensed contractors offering quick repairs after a disaster, demanding upfront payment, and disappearing.
• Impersonation scams: Posing as government officials (e.g., FEMA) to extract personal information or money.
• Rental/real estate scams: Advertising fake rental properties for displaced individuals.

Red Flags to Watch Out For:

• Unsolicited requests for donations via email, text, or social media.
• High-pressure tactics demanding immediate payment.
• Requests for untraceable payment methods like cash, gift cards, wire transfers, or Venmo.
• Similar names to reputable charities with slight spelling differences.
• No proof of tax-exempt status.

How to protect yourself:

• Research before you donate: Use reputable sources like Charity Navigator, CharityWatch, or the Better Business Bureau's Wise Giving Alliance.
• Donate directly: Go directly to the official website of the charity rather than clicking on unsolicited links.
• Use secure payment methods: Donate by credit card or check, which offer more protection than wire transfers.
• Verify credentials: Ask for identification from anyone claiming to be a contractor or government official.